About 2 years after moving out of these condos, I found that retaliation through Identity Theft was apparently used & now I'm attempting to get this cleared up with the credit companies (and with any luck, bring the individual to justice that did it).
One 2/7/2018, I got a call from the automated anti-fraud system of my bank, reporting a number of possible fraudulent charges to the Lyft service. I was in the middle of a stream on Twitch at the time, my webcam showing me going through the automated prompts, then having to shut off the stream to report the fraudulent charges as the forward to that system was not successful. While I was on hold with my bank to report the fraudulent charges, I contacted Lyft on their Facebook page, which surprisingly got me a response very quickly, this eventually leading to getting a page to their support page, where I reported the matter & they eventually reversed the charges themselves (canceling out the reversals that was to be expected by my bank). The matter was still reported to the police on 2/19/2018 regardless because I wanted to bring the individual to justice that has misused my information, but what it resulted in was because Lyft was apparently just choosing to write off the loss, no charges would be taken against the individual that caused the crime...
The other thing I noticed directly after reporting this matter to my bank was that my credit rating 45 points (not being below 800 in years), not being certain that it was a matter of identity theft at the time & told the officer (when I was handing over about 20 pages of evidence regarding the fraudulent charges to Lyft), so I stated I wanted to confirm whether that was the case before filing a legitimate Identity Theft report.
About mid-March, I determined that there had to be something going on when my credit score dropped another 16 points, at which point I attempted to get my credit report from Experian again & as was to be expected, I wasn't able to get it again (as before, claiming there was an error & I had to request it via regular mail). Normally I wouldn't have considered this a big issue, but I noticed that I had an entire page of questions on the application asking about accounts that were opened in 2015, where there really shouldn't have been any... I do understand that the credit report companies will sometimes throw in false-positives to throw of people from requesting those reports for somebody other than themselves, but there was no way there was going to be an ENTIRE page of false-positives, so I started looking for a contact on line for Experian to try & figure out why these were on my report at all.
I didn't find a phone number online that I could contact them at (not one that worked anyways), so I considering making a review against the company through consumeraffairs.com, however decided to fire attempt to contact Experian directly through their Facebook page. It was no surprised that Experian flat-out ignored the attempted contact on their Facebook page, so the next step was to attempt to sign up for LifeLock. Of course this ended up being a dead end also, LifeLock was never able to complete the registration, I would expect due to false information on my record (wrong addresses or social security numbers).
After asking the LifeLock representative for her badge number & first name, I made a call to the Millcreek Police, the first officer giving me a number for the member's line of Experian, but I didn't really expect they would be willing to speak to me about out, so I waited for the follow-up call to fully report the matter. The officer that called me back was actually the same officer that I spoke to about the fraudulent charges back during the Lyft situation. I explained what I got when I attempted to get my credit report through Experian & pointed out the timeline of the opening of those accounts (2015) gave me a good indication of who was responsible & I could have given him at leave 4 names right there of people that were likely responsible (of course I didn't have proof & wasn't able to give them to him, but I might at a later date if I can prove who has committed the fraudulent activity effecting my credit rating). He gave me 3 phone numbers where I was supposed to be able to report fraud that could have been effecting my credit score, but it's no surprise that those numbers really didn't help in getting a live representative on the line, looked like I was going to have to take the matter another route (likely through a legal representative and/or mediator).
Currently the problem is still unresolved, but I'm still digging into what is happening & will eventually have enough information to at least get my credit rating fixed, but whether I'll be able to bring the individual to justice that caused it, well that's just wishful thinking currently & still undetermined whether I'll get enough to information to go that far (that's definitely what I'll be shooting for, however).
